LEARN's developing Financial Education section is where you'll find usable teacher strategies and tools, key websites and suggested readings, all that fit the new program's various "Financial Issues" and "Concepts".
For a series of activities, Google Slideshows, and teacher guides (en Français!), visit by Le RÉCIT de l'univers social and collaborators.  Go to site Note: First drafts of translations of these packages are available though they are still being checked. Use them as-is (or copy them and change them if you like) but definitely read them carefully, refer to originals, and report back errors or additional resource suggestions! 

CHAPTERS available now:

1- Introduction to financial education Student Booklet     
2- Establish your personal budget Student Booklet     
3- Rights & responsibilities of consumers & traders   Student Booklet    
4- Make informed consumer choices Student Booklet     
5- Continuing education or entering the labor market?   Student Booklet       

Special thanks to LEARN partners at the Central Quebec School Board
(Kesi W. and Marc-Antoine L.) for their help adapting these materials.

NEW NOTE TO TEACHERS: You now need to log in to your official LEARN accounts (or access via board portals with teacher status) to see the Guides & Slideshows for these chapters. They will appear below this text as a purple area for Teachers only if you are correctly logged in.  Contact if you have problems. 

Top Sites: Resources addressing multiple financial issues

Money and Youth (CFEE)
This resource is produced by the Canadian Foundation for Economic    Education. There is a free ebook for students on a variety of financial topics as well as a Teacher guide with lesson plans to support the use of the ebook.

Practical Money Skills
Practical Money Skills is a free financial literacy program to help Canadians understand the fundamentals of money management. Created by Visa, the program offers money management resources including calculators, games, and lesson plans tailored for use by Canadian families and educators.

Making Good Choices
Making Good Choices Financial Literacy Series is a resource funded by the Ontario Ministry of Education. There are booklets on various financial topics that are written for English Language Learners who are emerging readers.

Next Gen Personal Finance
Next Gen Personal Finance is a non-profit American organization that aims to connect educators with free resources and equip students with the knowledge and skills to lead financially successful and fulfilling lives. There are a variety of units on various financial topics – each with links to lesson plans, videos and supporting activities.

The City – the Financial Consumer Agency of Canada
The City is a learning program developed by the Financial Consumer Agency of Canada. It teaches young people skills that they can carry throughout their lives. You must register to create a free teacher account or student accounts.

Your Financial Toolkit – The Government of Canada
Comprehensive learning modules that provides basic information and tools to learn about personal finances.

Choices and Decisions - VISA
This program is designed to teach young people how to set long and short-term personal and financial goals; create and work with a personal budget; identify how and when to use credit; save and invest, understand the basics of banking services and develop character and confidence. The materials can easily be adapted for use in a wide variety of instructional settings including high schools.

Thanks to some key partners and for contributing resources

Consuming Goods and Services

"Consumption refers to the way a person or a community uses a good or service... and consuming goods involves choices!"  These resources will help you and your students consider economic factors and social factors that affect decision-making in our society.

Note: many resources are also embeded in RECITUS Edufin packages above!  
(Special thanks to Kesi W. CQSB, Stephanie M. LBPSB, and Brian S. for suggesting resources)


Learning Activities
Making Decisions (Practical Money Skills – Visa)
Consumer Awareness (Practical Money Skills – Visa)
Living on Your Own (Practical Money Skills – Visa)

Unit Plan: Budgeting (Next Gen Personal Finance)

Teacher Guide: Consumption Taxes (Revenue Quebec)
Student Booklet: Consumption Taxes (Revenue Quebec)

Suggested Reading
Top Five: Car expenses (Éducaloi)
Consumer Making the Right Move topics 

Daniel Goldstein: The battle between your present and future self  (Ted Talk)
Suze Orman: Can I Afford It? (CNBC)

Rights and Responsibilities

Learning Activities
Consumer Rights – Teacher Guide (Éducaloi)
Consumer Rights – Student Booklet (Éducaloi)

Suggested Reading

Warranties on electronic devices (Office de la protection du consommateur)
Knowing about the Price Accuracy Policy (Office de la protection du consommateur)
Régie du logement (Régie du logement website)
Before signing a lease (Éducaloi)
Sharing an apartment (Éducaloi)
Solutions for apartment problems (Éducaloi)
The Régie du logement (Éducaloi)

Shopping in Canada - A Consumer Guide for Newcomers (
Complaint Roadmap (

Consumer Credit

Learning Activities
Banking Services (Practical Money Skills – Visa)

Unit Plan: Types of Credit (Next Generation Personal Finance)
Unit Plan: Managing Credit (Next Generation Personal Finance)

Credit card payment calculator (Financial Consumer Agency of Canada)
Credit card selector tool (Financial Consumer Agency of Canada)
Learning More About Credit Cards (

Credit card debt explained

Role of Advertising

Learning Activities
The influence of advertising (Practical Money Skills – Visa)

Suggested Reading
Advertising Aimed at Youth (Éducaloi)

Personal Savings

Learning Activities

Cash calculator

Suggested Reading
Pensions and retirement (Financial Consumer Agency of Canada)

How Much Should I save?
Don’t Eat the Marshmallow (TED Talk)




Entering the workforce

"Entry into the workforce is a transitional period when a number of factors with a financial impact come into play, thereby creating a financial issue."  Students consider trades and professions, salaries they might make, working during school, etc.  To take a position on the financial issue of Entering the workforce students will assessthe situation, examine options and choose one over the other.  They will also learn about the rights and responsibilities of workers.

Note: many resources are also embeded in RECITUS Edufin packages above!  
(Special thanks to Kesi W. CQSB, Stephanie M. LBPSB, and Brian S. for suggesting resources)

Work-related Rules

Suggested Reading
Young Workers Zone
Your Rights at Work (Éducaloi)
Labour Standards: Rules for the Workplace (Éducaloi)

Worksafe BC 


Suggested Reading
Starting your first job (Government of Canada)

Income Tax

Learning Activities
Teacher Guide: Income Tax Return (Revenu Québec)
Student Booklet: Income Tax Return (Revenu Québec)
Teacher Guide: History and Basics of Québec Income Taxes and Consumption Taxes (Revenu Québec)
Student Booklet: History and Basics of Québec Income Taxes and Consumption Taxes (Revenu Québec)

Suggested Reading
Personal Income Tax (Government of Canada)

Employment Insurance

Suggested Reading
Employment Insurance (Government of Canada)

Striking a Balance Between School and Work

Suggested Reading
Juggling work and school (Éducaloi)
Work-Life balance (Canadian Mental Health Association)
Article: More students balance school with jobs (Macleans)

Tax Evasion

Learning Activities
Teacher Guide: Tax Evasion (Revenu Québec)
Student Booklet: Tax Evasion Revenu Québec)

Suggested Reading
Tax evasion (Revenu Quebec)


Pursuing an education

"Pursuing an education may involve postsecondary studies as well as vocational or on-the-job training. ...[but] an education entails a cost involving a set of new expenses to be financed."  This section helps to work through the various financial options available, preparing students to take positions on the issues and make the right choices for their future.

Note: many resources are also embeded in RECITUS Edufin packages above!  
(Special thanks to Kesi W. CQSB, Stephanie M. LBPSB, and Brian S. for suggesting resources)

Job Opportunities

Learning Activities
Career basics (Next Gen Personal Finance)

Suggested Reading
Organize your job search (Emploi Québec)

Scott Dinsmore: How to find and do work you love? (Ted Talk)

Education-Related Costs

Learning Activities
Student Loans – Financing Your Education (Practical Money Skills)

Suggested Reading
Student financial assistance (Government of Canada)
Education funding (Government of Canada)

Aide financière aux études (Government of Quebec)

Financing Secondary-Level Vocational Training & Postsecondary Education

Suggested Reading
Brochure on the Quebec Loans and Bursaries Program (Aide Financière aux Études)
Act respecting financial assistance for education expenses (Publications Quebec)

MEES Program Documents

Below you will find various MEES documents for the Secondary Social Sciences domain.  You may need to click Show List if there are several documents available.

Quebec Secondary Programs
The QEP program documents describe course aims, competencies to develop, and course content.

Financial Education Program Download

Cycle 1 History and Citizenship Education Cycle 1  Download

Cycle 2 History and Citizenship Education  Download

History of Quebec and Canada Sec. 3 & 4 program Download

Cycle 1 Geography Program  Download

Cycle 2 Contemporary World   Four credits  Two credits 

Note that the main MEES Programs of Study page, where you will find these  "General Education" Secondary School Education Programs and older programs, is now online here:  Go to site  


Progression of Learning 
The Progresssion/Precision of Learning organizes knowledge and includes examples.  Go to site

Evaluation Frameworks
Below are links to the individual evaluation framework sites and documents.  You can also search for the current and older frameworks on MEES site at  Go to site

  • Cycle 1 and 2 - History & Citizenship Education  Download
  • Cycle 2 (New) History of Québec and Canada program  Download
  • (Older) History & Citizenship Education framework  Download
  • Cycle 1 Geography framework Download
  • Contemporary World online version  Go to site
  • Financial Education Download

BAMD:  MEES approved books site
Bureau d'approbation du matériel didactique

Go to site



Paul Rombough

My dossiers at LEARN include:

Social Sciences
Ethics and Religious Culture
Physical Education and Health
Sex Education

You can contact me at


LEARN General Contacts

For LEARN Office addresses and phone contacts, and for eConferencing Support, visit  the main LEARN contacts section Go to page

Financial Education suggestions to #fineduLEARN