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Here you'll find usable teacher strategies and tools, key websites and suggested readings, all that fit the new Quebec program's various "Financial Issues" and "Concepts".  Follow us on Twitter and via #fineduLEARN too!

November is Financial Literacy Month!

Learn more about Financial Literacy Month at the Financial Consumer Agency of Canada website, check out their calendar of events, download cool infographics for class, and more.  Follow @FCACan on Twitter too!

Brian Smith of CFEE.org archived web event

View an archived Web Event session given by Brian Smith of the Canadian Foundation for Economic Education to teachers and consultants in September 2017.  Learn about Money Fairs, free Money & Youth textbook, and how Brian can visit your class too.  [Open web event section below]


For access to a new series of Activities, Google Slideshows, and Teacher Guides (en Français!), visit edufin.recitus.qc.ca by Le RÉCIT de l'univers social and collaborators like UQTR.  Go to site 

RECITUS edufin chapter translations now available in English!
Read over carefully, report back errors/suggestions. Thanks to CQSB partners Kesi & Marc-Antoine for their help.
1- Introduction to financial education Student Booklet
2- Establish your personal budget Student Booklet
3- Rights & responsibilities of consumers & traders   Student Booklet
4- Make informed consumer choices Student Booklet     
5- Continue my studies or enter the labour market?   Student Booklet
6- How to finance my studies.  Student Booklets:  (Fictional situation)   (Real situation)

TEACHER GUIDES & SLIDESHOWS available below, but only when logged into LEARN as a teacher! 

Web Event (archive) with Brian Smith from CFEE.org

 

Brian Smith of CFEE

This is an archived Web Event session given by Brian Smith of the Canadian Foundation for Economic Education to teachers and consultants in September 2017, in support of the new Financial Education Program in Quebec.  In this presentation, Brian describes his and CFEE's role and resources offered via their website, his visits to schools, and in terms of online and print materials.

Many of the resources that Brian mentions in the presentation have been tagged below in General Resources and to the various Financial Issues sections of the program.

MEDIA CHOICES & TOP SITES: ADDRESSING MULTIPLE FINANCIAL ISSUES

Media choices

Charly and Max get involved

Charly and Max get involvedAn entertaining universe that helps children ages 6 to 11 manage their first dollars. It includes a web series, games, quizzes and much more. This is a Desjardins initiative.

Login first at LEARN and click Curio button,
then return here and Visit the show website

Or access some choices via this list!

  • A winning recipe  --
  • Charly and Max sell lemonade to collect more money.
  • Tick-tock, tick-tock --Charly and Max invite players to come back in a month for the second season.
  • The early bird gets the… cans --Charly and Max decide to collect bottles from their neighbours in order to have a little pocket money.
  • I need you! --Max encourages players to give to his cause.
  • Don’t give up! --Charly encourages players to give to her cause.
  • Rolling right along --Max thinks about what he really needs and chooses instead to make a responsible purchase: a used bike.
  • Taking California --Charly is happy to have saved all year so she can take a trip with her family.
  • Dreaming big --Max wants to buy a scooter and realizes that he will have to keep to a very tight budget in order to achieve his goal.
  • Umm… I changed my mind --When Charly asks her parents for new equipment, she realizes that even though they have more money than her, they also have more expenses and can’t buy everything.
  • On solid ground --Max realizes he has to be more organized when he lists the qualities of a good entrepreneur.
  • The cookie fundraiser --Charly discovers what a fundraising activity is when she has to sell chocolate to raise money for hockey.
  • When eyes are bigger than the wallet --Max learns the hard way that managing a monthly budget requires discipline after he spends the money for the month at a restaurant.
  • Charly’s market --Charly realizes you have to be creative if you want to be an entrepreneur and not simply copy the ideas of others.
  • A penny saved… --Averse to being in debt, Max decides instead to save on a regular basis so he can deal with unexpected situations.
  • A ton of money --Charly counts the money in her piggy bank and shows us all the different coins.
  • Debt squares --Max realizes the importance of repaying a loan when his brother goes after him to get his money back.
  • The shopping spree --Charly takes stock of her clothes and reviews her buying list to keep only what she really needs.
  • Speed-ee-compost --Max understands that advertising can influence what he buys after he is disappointed with a gadget he ordered online.
  • I’m opening my account! --Returning from her financial institution, Charly explains that the information on her account statement is confidential.
  • Digging out a good wage --Max becomes aware of the amount of hours he has to work to pay for an MP3.
  • Priority sandwich --Chary realizes that certain grocery purchases are more important than others because they meet real needs.
  • Right, underwear? --Max separates his needs from his wants when it comes to clothing.
  • Top secret! --Charly understands what personal information is and why it is important to keep it private. --Good ol’ sneakers
  • Max buys sneakers to be like everyone else even though they’re not his style at all.
  • A hockey stick in a haystack --Charly shops for a hockey stick and realizes that it is important to compare prices before buying.
  • Max Co. Snow Removal --When Max realizes the cost of a snow blower versus a shovel he changes his mind about what he needs.
  • High security -- Charly realizes that her money would be safer in an account at a financial institution.

Top Sites

Money and Youth (CFEE)
This resource is produced by the Canadian Foundation for Economic Education. There is a free ebook for students on a variety of financial topics as well as a Teacher guide with lesson plans to support the use of the ebook.

Practical Money Skills
Practical Money Skills is a free financial literacy program to help Canadians understand the fundamentals of money management. Created by Visa, the program offers money management resources including calculators, games, and lesson plans tailored for use by Canadian families and educators.

Making Good Choices
Making Good Choices Financial Literacy Series is a resource funded by the Ontario Ministry of Education. There are booklets on various financial topics that are written for English Language Learners who are emerging readers.

Next Gen Personal Finance
Next Gen Personal Finance is a non-profit American organization that aims to connect educators with free resources and equip students with the knowledge and skills to lead financially successful and fulfilling lives. There are a variety of units on various financial topics – each with links to lesson plans, videos and supporting activities.

The City – the Financial Consumer Agency of Canada
The City is a learning program developed by the Financial Consumer Agency of Canada. It teaches young people skills that they can carry throughout their lives. You must register to create a free teacher account or student accounts.

Your Financial Toolkit – The Government of Canada
Comprehensive learning modules that provides basic information and tools to learn about personal finances.

Choices and Decisions - VISA
This program is designed to teach young people how to set long and short-term personal and financial goals; create and work with a personal budget; identify how and when to use credit; save and invest, understand the basics of banking services and develop character and confidence. The materials can easily be adapted for use in a wide variety of instructional settings including high schools.

Consuming Goods and Services

"Consumption refers to the way a person or a community uses a good or service... and consuming goods involves choices!"  These resources will help you and your students consider economic factors and social factors that affect decision-making in our society.

Consumption

Learning Activities
Money and Youth – eBook and Teachers Guide  Go to site
Teacher’s Guide: Chapter 2: Your Goals and your values. Lesson 2–Peer Pressure
Teacher’s Guide: Chapter 4: Decision Making.
Teacher's Guide: Chapter 9: Taking Control of your money

Making Decisions (Practical Money Skills – Visa)
Consumer Awareness (Practical Money Skills – Visa)
Living on Your Own (Practical Money Skills – Visa)

Unit Plan: Budgeting (Next Gen Personal Finance)

Teacher Guide: Consumption Taxes (Revenue Quebec) 
Student Booklet: Consumption Taxes (Revenue Quebec)

Suggested Reading
Top Five: Car expenses (Éducaloi)
Consumer Information.ca Making the Right Move topics 

Videos
Daniel Goldstein: The battle between your present and future self  (Ted Talk)
Suze Orman: Can I Afford It? (CNBC)

Rights and Responsibilities

Learning Activities
Consumer Rights – Teacher Guide (Éducaloi)
Consumer Rights – Student Booklet (Éducaloi)

Suggested Reading

Warranties on electronic devices (Office de la protection du consommateur)
Knowing about the Price Accuracy Policy (Office de la protection du consommateur)
Régie du logement (Régie du logement website)
Before signing a lease (Éducaloi)
Sharing an apartment (Éducaloi)
Solutions for apartment problems (Éducaloi)
The Régie du logement (Éducaloi)

Shopping in Canada - A Consumer Guide for Newcomers (ConsumerInformation.ca)
Complaint Roadmap (ConsumerInformation.ca)

Consumer Credit

Learning Activities
Money and Youth – eBook and Teachers Guide  Go to site
Teacher’s Guide:  Chapter 1: Your Money Decisions: Who’s In Control?
Teacher's Guide:  Chapter 11/12: Borrowing Money/Credit
Teacher's Guide:  Chapter 12: Getting and Managing Credit

Banking Services (Practical Money Skills – Visa)

Unit Plan: Types of Credit (Next Generation Personal Finance)
Unit Plan: Managing Credit (Next Generation Personal Finance)

Calculators
Credit card payment calculator (Financial Consumer Agency of Canada)
Credit card selector tool (Financial Consumer Agency of Canada)
Learning More About Credit Cards (ConsumerInformation.ca)

Videos
Credit card debt explained

Role of Advertising

Learning Activities
Money and Youth – eBook and Teachers Guide  Go to site
Teacher’s Guide:  Chapter 2: Your Goals and your values. Lesson 3–Envy and Advertising 

The influence of advertising (Practical Money Skills – Visa)

Suggested Reading
Advertising Aimed at Youth (Éducaloi)

Personal Savings

Learning Activities
Money and Youth – eBook and Teachers Guide  Go to site
Teacher’s Guide:  Chapter 1: Your Money Decisions: Who’s In Control?
 

Calculators
Cash calculator

Suggested Reading
Pensions and retirement (Financial Consumer Agency of Canada)

Videos
How Much Should I save?
Don’t Eat the Marshmallow (TED Talk)

Entering the workforce

"Entry into the workforce is a transitional period when a number of factors with a financial impact come into play, thereby creating a financial issue."  Students consider trades and professions, salaries they might make, working during school, etc.  To take a position on the financial issue of Entering the workforce students will assessthe situation, examine options and choose one over the other.  They will also learn about the rights and responsibilities of workers.

Note: many resources are also embeded in RECITUS Edufin packages above!  
(Special thanks to Kesi W. CQSB, Stephanie M. LBPSB, and Brian S. CFEE.org for suggesting resources)

Work-related Rules

Suggested Reading
Young Workers Zone
Your Rights at Work (Éducaloi)
Labour Standards: Rules for the Workplace (Éducaloi)

Worksafe BC 

Remuneration

Learning Activities
Money and Youth – eBook and Teachers Guide  Go to site
Teacher's Guide: Chapter 9: Taking Control of your money

Suggested Reading
Starting your first job (Government of Canada)

Income Tax

Learning Activities
Teacher Guide: Income Tax Return (Revenu Québec)
Student Booklet: Income Tax Return (Revenu Québec)
Teacher Guide: History and Basics of Québec Income Taxes and Consumption Taxes (Revenu Québec)
Student Booklet: History and Basics of Québec Income Taxes and Consumption Taxes (Revenu Québec)

Suggested Reading
Personal Income Tax (Government of Canada)

Employment Insurance

Suggested Reading
Employment Insurance (Government of Canada)

Striking a Balance Between School and Work

Suggested Reading
Juggling work and school (Éducaloi)
Work-Life balance (Canadian Mental Health Association)
Article: More students balance school with jobs (Macleans)

Tax Evasion

Learning Activities
Teacher Guide: Tax Evasion (Revenu Québec)
Student Booklet: Tax Evasion Revenu Québec)

Suggested Reading
Tax evasion (Revenu Quebec)

 

Pursuing an education

"Pursuing an education may involve postsecondary studies as well as vocational or on-the-job training. ...[but] an education entails a cost involving a set of new expenses to be financed."  This section helps to work through the various financial options available, preparing students to take positions on the issues and make the right choices for their future.

Note: many resources are also embeded in RECITUS Edufin packages above!  
(Special thanks to Kesi W. CQSB, Stephanie M. LBPSB, and Brian S. CFEE.org for suggesting resources)

Job Opportunities

Learning Activities
Career basics (Next Gen Personal Finance)

Suggested Reading
Organize your job search (Emploi Québec)

Videos
Scott Dinsmore: How to find and do work you love? (Ted Talk)

Education-Related Costs

Learning Activities
Money and Youth – eBook and Teachers Guide  Go to site
Teacher's Guide: Chapter 9: Taking Control of your money

Student Loans – Financing Your Education (Practical Money Skills)

Suggested Reading
Student financial assistance (Government of Canada)
Education funding (Government of Canada)

Aide financière aux études (Government of Quebec)

Financing Secondary-Level Vocational Training & Postsecondary Education

Suggested Reading
Brochure on the Quebec Loans and Bursaries Program (Aide Financière aux Études)
Act respecting financial assistance for education expenses (Publications Quebec)

MEES Program Documents

Below you will find various Ministry of Education program and evaluation documents for the Secondary Social Sciences domain.  (Click "show list" when items are hidden.)

Quebec Secondary Programs in Social Sciences
The QEP program documents describe course aims, competencies to develop, and course content.

Cycle 1 History and Citizenship Education Cycle 1  Download

Cycle 1 Geography Program  Download

Cycle 2 History and Citizenship Education (Old program)  Download

Cycle 2 History of Quebec and Canada Sec. 3 & 4 program Download

Cycle 2 History of the 20th Century   Download

Cycle 2 Cultural Geography Download

Cycle 2 Financial Education Program Download

Cycle 2 Contemporary World   Four credits  Two credits 
 

Note that the main MEES Programs of Study page, where you will find these  "General Education" Secondary School Education Programs and older programs, is now online here:  Go to site  

 

Progression/Precision of Learning documents
The Progression/Precision of Learning organizes knowledge and includes examples.  Go to site

Evaluation Frameworks
Below are links to the individual evaluation framework sites and documents.  You can also search for the current and older frameworks on MEES site at  Go to site

  • Cycle 1 and 2 - History & Citizenship Education  Download
  • Cycle 2 (New) History of Québec and Canada program  Download
  • (Older) History & Citizenship Education framework  Download
  • Cycle 1 Geography framework Download
  • Contemporary World online version  Go to site
  • Financial Education Download

BAMD:  MEES approved books site
Bureau d'approbation du matériel didactique

Go to site

 

 

LEARN CONTACTS & WHATS NEW IN FINANCIAL ED.

Paul Rombough

My dossiers at LEARN include:


Social Sciences
Ethics and Religious Culture
Physical Education and Health
Sex Education

You can contact me at prombough@learnquebec.ca

 

LEARN General Contacts

For LEARN Office addresses and phone contacts, and for eConferencing Support, visit  the main LEARN contacts section Go to page

Financial Education suggestions to #fineduLEARN